Pricing

Three tools. Real math.
$8/month or free forever.

No tiered paywalls on the math itself. Free gets you the full optimizer for a few portfolios. Pro lifts the limits and unlocks the AI connection. Cancel anytime.

Free
Forever, no card
$8/mo
Pro, billed monthly
$79/yr
Pro, billed yearly
See plans Start free →
Free
Explore and learn
$ 0 /month
  • Up to 10 assets per portfolio
  • 3 saved portfolios
  • Basic optimization methods
  • Daily market data
  • Retirement planner + simulations
  • Budget tracker
  • Crisis stress tests
  • CSV import/export
  • PDF reports
  • Diversification analytics
  • Proposal mode
  • Client branding
  • API access
  • Priority support
Get Started Free
MOST POPULAR
Individual
For serious investors
$ 8 /month
or $79/year (save 18%)
  • Up to 50 stocks & ETFs per portfolio
  • 5 saved portfolios
  • All optimization methods
  • Daily market data
  • Full retirement planner + Monte Carlo
  • Budget tracker
  • Crisis stress tests
  • CSV import/export
  • Basic PDF report
  • Diversification analytics
  • Proposal mode
  • Client branding
  • API access (10 units/mo included)
  • Priority support
Coming Soon
Advisor
For wealth managers & RIAs
$ 50 /month
or $500/year (save 17%)
  • Unlimited assets per portfolio
  • Unlimited saved portfolios
  • All + robust optimization
  • Daily market data
  • Full retirement planner + Monte Carlo
  • Budget tracker
  • Crisis stress tests
  • CSV import/export
  • Client-ready PDF reports
  • Diversification analytics
  • Proposal mode (current vs. optimized)
  • Firm branding on reports
  • API access (10 units/mo, upgradeable)
  • Priority support

Be first in line when Advisor launches.

⚠️ Important: No Refunds Policy

All subscription payments are final and non-refundable. We encourage you to fully evaluate our free tier before subscribing. By subscribing, you acknowledge and accept our Terms of Service including the no-refunds policy.

Built on Real Math

Transparent by Default

20 optimization methods — From modern portfolio theory to risk parity to factor-based strategies. Choose the math that fits your philosophy.
165,000+ tickers — Every stock, ETF, and fund we support comes with 20+ years of historical data for backtesting.
2,000-run Monte Carlo simulations — Not just averages. Understand the full range of possible outcomes — what could go right and what could go wrong.
Tax-aware withdrawal ordering — Retirement planning that respects reality: FIFO, LIFO, specific lot identification, and tax-loss harvesting sequences.

Feature Comparison

Feature Free Individual Advisor
Assets per Portfolio 10 50 Unlimited
Saved Portfolios 3 5 Unlimited
Basic Optimization
Advanced Optimization
Robust Optimization
Retirement Simulations
CSV Import/Export
Basic PDF Report
Diversification Analytics
Group Constraints
Client-Ready PDF Reports
Proposal Mode
Firm Branding
Combined Wealth Report
API Access Pay-as-you-go ✓ (10 units free) ✓ (10 units free)
Priority Support

Frequently Asked Questions

Can I cancel my subscription anytime?
Yes, you can cancel your subscription at any time. Your access will continue until the end of your current billing period. Please note that cancellation does not entitle you to a refund for any unused portion of your subscription.
What payment methods do you accept?
We accept all major credit cards (Visa, Mastercard, American Express) and debit cards through our secure payment processor, Stripe.
Is there a refund policy?
All payments are final and non-refundable. This includes partial month charges, unused subscription time, and accidental purchases. We strongly encourage you to fully evaluate our free tier before subscribing to ensure FolioForecast meets your needs.
Can I switch between plans?
Yes! You can upgrade or downgrade your plan at any time. When upgrading, you'll be charged the prorated difference immediately. When downgrading, the change takes effect at the start of your next billing cycle.
What happens to my portfolios if I downgrade?
Your portfolios are preserved, but you'll need to reduce them to meet the limits of your new plan before you can run new optimizations. We'll never delete your data without your consent.
How does API pricing work?
The API is available to all FolioForecast users — no subscription required. Just create a free account, add a payment method, and start making API calls at $0.10/unit pay-as-you-go. Subscribers get half-price rates: 10 free compute units per month and $0.05/unit after that. A compute unit maps to one API call — basic optimization = 1 unit, robust/crisis = 3 units, ticker search = free. See our Developers page for full endpoint pricing.
Do you offer annual billing?
Yes! Annual billing is available for both Individual ($79/year — save 18%) and Advisor ($500/year — save 17%). You can choose annual billing during checkout. Annual subscriptions are billed as a single upfront payment and follow the same no-refunds policy.
Your Complete Financial Toolkit

More Than Just Portfolios

Whether you're building your first budget, planning for retirement, or optimizing a client's portfolio — FolioForecast meets you where you are.

Budget Tracker

Import your bank CSV and see exactly where your money goes. Automatic categorization, savings rate calculation, and monthly trends — no spreadsheet needed.

  • Import from any bank or credit card
  • Auto-categorize transactions
  • See your savings rate instantly

Portfolio Optimizer

Pick your stocks, choose a strategy, and see exactly how your portfolio would have performed — with risk and return explained in plain English.

  • 165,000+ global stocks & funds
  • 15+ optimization strategies
  • Historical backtest & comparison

Retirement Planner

Are you on track? Enter your savings, income, and goals to see your retirement readiness score. Run "what-if" simulations to find the right path.

  • FIRE score & readiness check
  • "What-if" retirement simulations
  • Social Security & withdrawal planning
Explore the Planning Hub

All three tools are free to start. No credit card required.