Effective Date: January 25, 2026
FolioForecast ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our portfolio optimization service at www.folioforecast.com (the "Service").
By using the Service, you consent to the data practices described in this Privacy Policy. If you do not agree with our policies, please do not use the Service.
Our Commitment: We collect and store the data necessary to provide FolioForecast, including saved portfolios you choose to keep in your account. We do not sell personal information or saved portfolio data. Public portfolio rankings are opt-in and limited to the fields described in Section 4.6.
| Data Type | Examples | Purpose |
|---|---|---|
| Account Information | Email address, username | Account creation, authentication, communication |
| Portfolio Data | Ticker symbols, weights, constraints, saved portfolios | Providing optimization services, saving your work |
| Budget & Financial Data | Income, expenses, savings rates, transaction descriptions (via CSV import), retirement planning inputs | Budget tracking, retirement planning, financial analysis |
| Payment Information | Processed by Stripe (we do not store card numbers) | Processing subscription payments |
| Agreement Records | Acceptance of Terms/Disclaimer, timestamps, IP addresses | Legal compliance, audit trail |
| Communications | Support emails, feedback | Customer support, service improvement |
| Data Type | Examples | Purpose |
|---|---|---|
| Usage Data | Features used, optimization methods selected, pages visited | Service improvement, analytics |
| Device Information | Browser type, operating system, device type | Compatibility, debugging |
| Log Data | IP address, access times, referring URLs | Security, fraud prevention |
We use collected information for the following purposes:
Note: We do not use your portfolio data to make investment decisions on your behalf or provide personalized investment recommendations to other users. Saved portfolio data stays private unless you choose to make a portfolio public for rankings.
Your data is stored on secure servers provided by DigitalOcean, located in the United States. Market data is sourced from EODHD and cached in our database.
We implement industry-standard security measures including:
Important: While we implement robust security measures, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security of your data.
Depending on your location, you may have the following rights regarding your personal data:
You can request a copy of your personal data in a portable format by contacting us.
You can update your account information through your account settings or by contacting us.
You can request deletion of your account and associated data. To delete your account, contact us at [email protected]. We will process deletion requests within 30 days. Note: Agreement records may be retained for legal compliance.
You can opt out of marketing communications by clicking "unsubscribe" in any email or adjusting your account preferences.
California residents have additional rights under the California Consumer Privacy Act:
If you are in the European Economic Area, you have additional rights under GDPR:
Our legal basis for processing is: contract performance (to provide the Service), legitimate interests (analytics, security), and consent (marketing communications).
Our Service integrates with third-party services that have their own privacy policies:
We encourage you to review their privacy policies. We are not responsible for the privacy practices of third-party services.
The Service is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we learn we have collected data from a child under 18, we will delete it promptly. If you believe a child has provided us with personal information, please contact us.
The Service is operated in the United States. If you access the Service from outside the United States, your information will be transferred to and processed in the United States, where data protection laws may differ from those in your jurisdiction.
By using the Service, you consent to the transfer of your information to the United States and the processing of your information in accordance with this Privacy Policy.
We may update this Privacy Policy from time to time. We will notify you of material changes by:
We encourage you to review this Privacy Policy periodically. Continued use of the Service after changes constitutes acceptance of the updated policy.
If you have questions about this Privacy Policy or wish to exercise your rights, please contact us:
We will respond to your inquiry within 30 days.